Work injuries are common, especially for those in the service industry. Companies get ready for injuries by having an injury compensation scheme that covers all their employees. The scheme allows you to make a claim and they will cover all the medical bills.
However, the organization will only pay the bills once they have a detailed report from a workers comp doctor in New York. The doctor’s report will capture all the details leading to the injury and after including:
- What caused the injury
- The magnitude of the injury
- Tests carried out in the hospital
- Prescriptions by the doctor
- History of past injuries
All these details will inform the decision the organization makes on whether or not to award your claim.
How can New York workers comp doctors help you?
A New York comp doctor treats work related injuries. If you experience any sort of injury at your workplace, you need to seek treatment from a comp doctor. The doctor will then write a report that you can use to file for compensation from your boss.
A workers’ injury compensation scheme works almost the same way as an insurance scheme. As such, you organization will ask for a detailed report to assess whether the injury was work-related or you’ve had it all along. If the doctor’s report shows that the injury happened at the workplace, the organization will cover all your medical bills.
Different organizations have different rules and regulations governing the scheme. The work of a workers’ compensation doctor is to assess your injury through tests and medical exams and write a report about it. Only a workers comp doctor can attend to work-related injury cases. These are injuries that result from events, activities, or exposure at the workplace. Such an injury can be on a healthy person or a person with an underlying medical condition exacerbated by the conditions at the work environment.
All doctors who handle workers injury comp cases need to be authorized to perform by the New York State Workers Compensation Board, NYS WCB. When you visit the doctor after an injury, the doctor will:
- Assess your injuries to determine their severity
- Ask questions on your medical history
- Determine the medical you need
- Assess the cause of the injury
- Write a report
After a workplace injury, you needs to see a workers comp doctor immediately. There are chances your injury symptoms may not show you immediately. This is why you need to see a doctor immediately for checkup. The doctor will treat you better if they notice injuries early before they exacerbate. The doctor will devise the best treatment plan for you to get better fast. They can also prevent further injuries but you have to show up at their clinic early.
Once you visit a worker’s compensation doctor, tell them everything they need to know honestly. Disclosing any pre-existing medical conditions will not hurt your case.
What types of injuries do workers comp doctors treat?
Workers compensation covers all work-related injuries. The scheme will cover all the prescription you get, medical supplies, any parking costs you incur visiting the doctor, and the mileage costs. If there are other medical care costs related to injury, the compensation scheme will cover that too. For instance, someone who hurts their finger at work and then hurt their thigh while taking care of the injured finger will get compensation for both injuries.
Some of the medical services the workers’ compensation scheme covers include:
- Visits to the hospital
- Injury-related procedures
- Medical doctor visits and related procedures
- Psychological issues
- Physical therapy
- Dentistry
- Chiropractic treatment
- Podiatry
- Medical supplies
- Prescriptions
- Diagnostic Resting including fees for MRI, Cat-Scan, and X-ray among others
Whether the injurie is physical, psychological, or physiological, the worker’s comp doctor will handle it. The NYS Workers Compensation Law posits that the injured person can select the health care provider of their choice as long as they meet the employer’s insurance company 30-day initial assessment requirement.
Do you still get paid if you get hurt at work?
Yes, the workers compensation scheme covers you for work-related injuries that happen at your workplace. You need to have an authorized New York comp doctor to assess your injuries immediately. Some organizations have Preferred Provider Organization, PPO. These means they have a doctor or health care provider they need you to see for initial assessment. As long as the doctor’s report shows the injury is work-related, you will get compensation.
Can I get a settlement from workers comp if I go back to work?
Most workers compensation insurance providers only consider the nature of the injury and whether it is work-related. If the injury is from a condition, an event, or an activity at work, you will get compensation. Even for minor injuries that only require a few days treatment, the insurance providers offer compensation.